🤖
An AI that actually reads the tax code
Ask any tax question in plain English. The AI runs the same calculator tools an accountant would — every figure is grounded, never made up.
Early-access beta · UK + USAsk any US tax
Ask any US tax
question. In seconds.
33 live tax calculators, an AI assistant trained on the latest HMRC and IRS rules, and your bank accounts auto-filled into your return. Built for individuals, landlords and limited companies in the UK and US.
Free tier — no card required. Plus trial — full access for 14 days, then $25/mo. Cancel anytime.
AI ASSISTANT
I'm in the 24% bracket earning $120k. How much can I save by maxing my 401(k) at $23,000?
Maxing your 401(k) at the 2025 limit would save you $5,520 in federal tax (24% bracket) plus state savings. Pre-tax contributions also reduce your AGI for other credits.
Confidence 96%US · 2025 IRS rates
PROJECTED ANNUAL SAVING
$5,520
versus your current contribution
MARGINAL RATE24%
NET COST/MO$1,457
401(K)/YR+$23,000
WHY AI TAXPILOT
Three things government tax tools will never do.
🏦
Your bank, into your return
Open Banking pulls 12 months of transactions, AI categorises them into the right tax buckets in seconds. One click pre-fills your return.
🌐
UK + US in one place
The only assistant built for dual-tax residents. Live FX, treaty-aware calculations, Foreign Earned Income Exclusion, FBAR reminders — all in a single consolidated view.
BUILT FOR YOUR SITUATION
Whatever you earn from, we handle the tax.
We optimise the calculators, the deductions you can claim, and the AI's advice for exactly how you make your money — pick the one that's closest to you.
W-2 employeesSave $1,200+/yrPre-tax 401(k), HSA, FSA, withholding fine-tune, refund optimisation.1099 contractorsSave $3,000+/yrSchedule C expenses, SE tax deduction, quarterly estimated payments.Real estate investorsSave $2,400+/yrDepreciation, passive activity losses, 1031 exchanges, REIT income.S-Corp / LLC ownersSave $4,000+/yrReasonable salary, distributions, QBI deduction, retirement plan choice.InvestorsSave $800+/yrTax-loss harvesting, qualified dividends, Roth conversion timing.ParentsSave $2,000+/yrChild Tax Credit, dependent care FSA, 529 contributions.High earners ($250k+)Avoid NIITNet Investment Income Tax, AMT exposure, AGI ceiling planning.US + UK filersTreaty savingFEIE, Foreign Tax Credit, FBAR / FATCA, live FX consolidation.
HOW IT WORKS
From question to answer in three steps.
01
Ask in plain English
Type or speak any US tax question — "what's my federal tax?", "how much can I max in my 401(k)?", "what's my take-home on $120k?". No jargon required.
02
AI runs the real maths
AI TaxPilot calls live IRS calculator tools — the same ones a CPA would use. Every figure is grounded in a tool result, never made up.
03
Get a verified answer
See the number, the breakdown and the marginal rate — and one click to open the same calculation in a full calculator and export to PDF.
33 CALCULATORS · LIVE 2026/27 HMRC RATES · 2025 IRS RATES
Every UK and US tax. One subscription.
All calculators export to PDF, feed straight into your tax return, and stay current within 24 hours of any rate change at HMRC or the IRS.
Federal Income TaxFree
State Income TaxFree
FICA (SS + Medicare)Free
W-4 WithholdingPlus
401(k) OptimizerPlus
Quarterly Estimated TaxPlus
Self-Employment TaxPlus
US Capital GainsPro
AMTPro
Estate & Gift TaxMax
Income Tax🇬🇧Max
National Insurance🇬🇧Max
Capital Gains Tax🇬🇧Max
Inheritance Tax🇬🇧Max
Stamp Duty (E&W&NI)🇬🇧Max
Pension Relief🇬🇧Max
Child Benefit & HICBC🇬🇧Max
Self Assessment🇬🇧Max
PAYE / Take-Home Pay🇬🇧Max
LBTT (Scotland)🇬🇧Max
LTT (Wales)🇬🇧Max
Corporation Tax🇬🇧Max
VAT🇬🇧Max
Dividend Tax🇬🇧Max
Benefits in Kind🇬🇧Max
Student Loan🇬🇧IMPACT
Savings Interest🇬🇧Max
ATED🇬🇧Max
Business Rates🇬🇧Max
Salary Sacrifice🇬🇧Max
R&D Tax Credits🇬🇧Max
Share Schemes🇬🇧Max
Council Tax🇬🇧IMPACT
Excise Duty🇬🇧Max
⚠ IRS DEADLINES · 2025
April 15. June 15. September 15. January 15. Don't miss one.
Quarterly estimated tax payments aren't optional if you have 1099 income, K-1s, sizeable investment gains, or anything outside W-2 PAYG withholding. We calculate your safe-harbour, schedule reminders, and generate the 1040-ES vouchers — all from your bank-account data, no spreadsheets.
Never miss a deadline — sign up freeQ1
Apr 15
Q2
Jun 15
Q3
Sep 15
Q4
Jan 15
VS. THE ALTERNATIVES
Why people switch from spreadsheets, IRS Free File and $300/hr accountants.
| AI TaxPilot | IRS Free File | Spreadsheet | Accountant | |
|---|---|---|---|---|
| Plain-English questions | ✓ | — | — | ✓ |
| 33 calculators in one place | ✓ | ~ | — | ~ |
| Bank-account auto-fill | ✓ | — | — | ~ |
| UK + US in one view | ✓ | — | ~ | ~ |
| Stays current with rate changes | ✓ | ✓ | — | ✓ |
| Available 24/7 | ✓ | ✓ | ✓ | — |
| Typical cost | Free – $25/mo | Free | Free | $300+/hr |
Pricing comparisons based on AICPA member fee surveys for 1040 prep (2024–25). AI TaxPilot is not a substitute for professional advice on complex matters — consult a licensed CPA or EA for IRS examinations, multi-state filings, or material tax planning.
★ FOR DUAL RESIDENTS
Pay tax in both the UK and the US? You're our favourite user.
Treaty-aware calculations, Foreign Earned Income Exclusion, FBAR reminders, and a single live FX-converted view of your total liability across both jurisdictions.
See cross-border viewYOUR ANNUAL LIABILITY
$53,570
FX RATE
1 USD = 0.79 GBP🇬🇧UK · HMRC$36,090
🇺🇸US · IRS + State$17,480
Treaty saving: $5,300 via Foreign Tax Credit (Article 14)
PRICING · US
Start free. Upgrade only when you need it.
Plus tier offers a 14-day free trial — full access, no card required.
Free
Free
For one-off calculations
- Federal Income Tax, State Tax & FICA
- Save 1 profile
- 5 AI questions / month
- Export to PDF + CSV
14-DAY FREE TRIAL
TaxPilot Plus
$25/mo
For active planners
- 7 personal US calculators (+ W-4, 401(k), Quarterly, Self-Employment)
- Tax Health Score
- Compliance calendar
- IRS account linking (read-only)Coming soon
- 50 AI questions / month
- Year-on-year comparison
★ MOST POPULAR
TaxPilot Pro
$35/mo
For business owners
- Everything in Plus + US Capital Gains, AMT
- Full IRS e-file integration (read + submit)Coming soon
- 🏦 Bank-account integrationComing soon
- AI bank categorisationComing soon
- AI auto-completes Schedule C / 1040Coming soon
- 500 AI questions / month
- Multi-profile support
TaxPilot Max
$70/mo
For UK + US filers
- Everything in Pro
- All 24 UK calculators (cross-border) + Estate & Gift Tax
- 🌐 Cross-Border viewComing soon
- Live FX conversionComing soon
- Unlimited AI questions
- Priority support
FAQ
The questions people ask before signing up.
Will the AI make up numbers?
No. The AI calls live IRS calculator tools for every figure — it can't output a tax number without a tool call. We surface which calculators it ran, so you can verify any figure independently and open the same calculation in a full calculator.
Are the rates kept up to date?
Yes. We track IRS rate announcements and have shipped rate updates within 24 hours of every IRS bulletin and state DOR change since launch. Every calculator displays the tax year it's using and a "last updated" timestamp.
Can it replace my CPA?
For most personal tax situations — W-2 take-home, basic 1040, simple Schedule E rentals, salary/distribution optimisation, retirement planning — yes. For complex matters (IRS examinations, multi-state filings, K-1 partnerships, large estate planning) you still want a licensed CPA or EA; AI TaxPilot is a great prep tool that saves them time.
How does the bank integration work?
We use Plaid to connect to any major US bank or credit union. You authorise once, we pull the last 12 months of transactions, the AI categorises every line, and one click pre-fills your Schedule C, Schedule E, or 1099 deduction list. We never store credentials and you can revoke access from your bank or our app any time.
Is my data safe?
Your tax data lives in encrypted Postgres (Supabase, US region) with row-level security so only your account can see it. We never use your data to train models. Bank connections are read-only and you control the data window per provider. Read our Security page for the full technical detail.
What happens after my 14-day trial?
On day 14, your card is charged the Plus monthly price (or annual if you picked annual). If you cancel before then, no charge. Cancellation is one click in Settings and takes effect immediately — no email-the-CEO routine.
Do you offer student / military / nonprofit pricing?
Yes — 50% off Plus for verified students, US military (active duty + veterans), and registered 501(c)(3) nonprofits. Email support@aitaxpilot.com with proof and we'll send you a discount code.
Can I export everything as PDF?
Every calculator has an Export to PDF button that produces a clean printable summary including IRS bracket breakdowns, your inputs and the resulting figures. Useful for your records or sending to your CPA.
350+automated tests covering every band, threshold and edge case
33tax calculators across UK + US, all interactive
UK + USbuilt for dual-tax residents from day one
< 2smedian AI response time on the chat assistant
AI TaxPilot is not a substitute for professional tax advice. Always consult a qualified accountant or your local tax authority (HMRC in the UK, IRS in the US) for your specific circumstances.