AI TaxPilot
📆 Flight plan🇬🇧 UK

Submit an MTD quarterly update

Making Tax Digital means four updates a year instead of one return. We total the quarter from your bank feed and send it to HMRC in a couple of taps.

About 34 seconds4 stepsFor Sole traders & landlords in MTDOutcome: Quarterly update accepted by HMRC
Step 1 of 4

Keep digital records

Connect HMRC for MTD and your bank, so the quarter builds itself as you trade — no spreadsheet, no shoebox.

Step by step

The same journey, written out — so you can read it at your own pace.

  1. Keep digital records

    Connect HMRC for MTD and your bank, so the quarter builds itself as you trade — no spreadsheet, no shoebox.

  2. We total the quarter

    Your transactions are categorised into the standard income and expense headings for the period — ready to check.

  3. See the year so far

    Each update is cumulative, so we show your year-to-date totals and an estimated tax position — no surprises building up.

  4. Send it to HMRC

    One tap submits the quarterly update over the MTD API; the next deadline is set for you automatically.

Common questions

Does a quarterly update finalise my tax?

No — quarterly updates are running totals. You finalise the year with a Final Declaration after 5 April, which replaces the old Self Assessment return.

When do I have to start?

MTD for Income Tax phases in from April 2026 by income level (£50k, then £30k, then £20k). The guide covers exactly who is in scope and when.

Get MTD-ready in minutes

Keep digital records, draft your quarterly updates and pre-fill your Final Declaration — all from one place.

Start free

This guide is general information, not personal tax advice, and reflects the rules we believe to apply as at June 2026 — rates and thresholds change. Always check your own figures against HMRC and consider a qualified adviser before acting. You remain responsible for the accuracy of anything you file.

Go deeper

The full guides and articles behind this journey.

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